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Copyrights and Legal Disclaimers

Copyright Notice

Quality Values Research and Consulting hereby authorizes you to view, copy, print, and distribute this document subject to the following conditions:

     -The document is used for informational purposes only.
     -The document is used for noncommercial purposes.
     -Any copy of this document or portion thereof must include this copyright notice in its entirety.

Intellectual Property Information

As used in this Web site, depending on the context, Quality Values refers to Quality Values Research and Consulting and their related entities.

Quality Values Research and Consulting, the QV Research logo, names of their respective products and services, and all page headers, footers, and icons are trademarks or registered trademarks of Quality Values Research and Consulting. All other product names mentioned on this site may be trademarks or registered trademarks of their respective owners and are mentioned for identification purposes only.

Note that any program, publication, design, product, process, software, technology, information, know-how, or idea described in this document may be the subject of other rights, including other intellectual property rights, which are owned by Quality Values Research and Consulting or other interested parties and are not licensed to you hereunder.

Disclaimer

This Web site is intended to provide general information on a particular subject or subjects and is not an exhaustive treatment of such subjects. Accordingly, the information in this web site is not intended to constitute any professional advice or services. Before making any decision or taking any action which might affect your business, you should contact one of our qualified professional advisors.

THIS WEB SITE AND THE INFORMATION CONTAINED HEREIN IS PROVIDED AS IS, AND QUALITY VALUES RESEARCH AND CONSULTING MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING THIS DOCUMENT OR THE INFORMATION. WITHOUT LIMITING THE FOREGOING, QUALITY VALUES RESEARCH AND CONSULTING DOES NOT WARRANT THAT THE WEB SITE OR INFORMATION WILL BE ERROR-FREE OR WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. QUALITY VALUES RESEARCH AND CONSULTING EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY, AND ACCURACY.

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If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.

Certain links in the Quality Values Research and Consulting Web site lead to resources maintained by third parties over Quality Values Research and Consulting whom has no control. Quality Values Research and Consulting makes no representations or warranties as to the accuracy of, or any other aspect relating to, those resources. Contact Us for more information about Legal.

Changes to our Copyrights and Legal Disclaimers

This information is subject to change. Quality Values Research and Consulting reserves the right to modify or amend Copyrights and Legal Disclaimers at any time and for any reason. By using our web site, you accept all the terms in this page. If we change our Copyrights and Legal Disclaimers, we will post those changes on this page so that you are aware of the changes.

Visitor's Questions

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Effective as of June 01, 2003